Being involved in a car accident in Roswell can be a terrifying experience. Many drivers aren’t sure what steps to take after a collision, how to establish liability, or how insurance coverage works. It’s even more stressful when the negligent driver has insufficient or no insurance coverage.
If you’ve recently been in a car accident and are facing various damages, it’s vital to understand your rights. Our Roswell car accident lawyers are here to help. With over 20 years of experience, we can guide you through the legal process to ensure you get the compensation you deserve.
Our Roswell uninsured and underinsured motorist accident lawyers are well-versed in the laws that protect injured individuals. We are committed to helping you work through the personal injury claim process—providing the support you need to recover after an accident.
Georgia’s Coverage Requirements for Uninsured Motorist (Um) & Under-Insured Motorist (UIM) Insurance
As our Roswell personal injury lawyers can explain, every Georgia driver is legally required to register their vehicle and secure auto insurance. The state enforces minimum coverage for bodily injury and property damage liability.
Furthermore, insurance companies must provide their policyholders with the minimum required uninsured motorist coverage and liability insurance. Alarmingly, many drivers are uninsured or hold policies that fall short of covering the damages in a serious accident.
Mandatory Auto Insurance Coverage
This ensures that victims receive some level of compensation for injuries or damages.
- Bodily Injury or Fatal Accidents:
- $25,000 per person
- $50,000 per accident
- Property Damage:
- $25,000 per accident
Minimum Uninsured or Underinsured Motorist Coverage
This coverage protects you if the at-fault driver lacks sufficient insurance.
- Bodily Injury:
- A minimum of $25,000 per person
- Property Damage:
- $10,000 in uninsured motorist coverage
If you’re involved in an accident with an uninsured or underinsured driver, your coverage can step in to cover the damages and expenses. However, working through these situations can be overwhelming.
An experienced attorney can help you file a claim or pursue a lawsuit against the responsible parties, ensuring you receive compensation even if they lack adequate insurance.
Who Could Be Proven Liable in a Roswell Car Accident?
Car accidents in Roswell can vary from minor collisions to devastating fatalities. These avoidable incidents often stem from the reckless behavior of negligent drivers, resulting in a wide range of injuries, losses, and damages.
In Georgia, an at-fault state, determining liability and proving fault is essential for any claim or lawsuit.
Common factors and causes of car accidents in Georgia include:
- Speeding or street racing
- Distracted driving
- Dangerous road conditions
- Disobeying and disregarding traffic laws
- Inclement weather conditions
- Drunk or impaired driving
- Car manufacturer error
- Neglecting vehicle maintenance
- Rear-end collisions
Possible Liable Parties in a Car Accident Case
Several parties could be held liable, such as:
- One or numerous drivers
- Government entity
- Parts manufacturer
- Car manufacturer
- A driver’s employer
Depending on the situation of your accident, multiple parties may be liable for the damages and your injuries. Compensation is usually a percentage of fault attributed to each driver.
An uninsured motorist accident lawyer can provide invaluable assistance in these detailed cases. Residents of Roswell can benefit from a skilled Roswell uninsured and underinsured motorist accident lawyer to receive the justice and compensation they deserve.
Types of Damages That Could Be Recovered
When you’re involved in a collision, the extent of your injuries and the duration of your recovery significantly influence the types of damages you can pursue. Knowing your compensation rights and the damages an attorney can help you recover is imperative.
An attorney works to establish someone’s negligence and investigates your options within the responsible party’s coverage. Common compensatory damages in a Roswell personal injury case include:
Non-Economic Damages
These damages are not easily measurable. You may be entitled to compensation for:
- Pain and suffering
- Loss of consortium
- Emotional distress
- Other non-monetary damages
Economic Damages
These are measurable damages and losses incurred, such as:
- Medical expenses (current and future)
- Loss of wages
- Therapy bills
- Car repair costs
- Loss of employment
- Other measurable losses
Punitive Damages
Punitive damages are seldom awarded and are imposed by a judge as an additional responsibility for the negligent parties, granted to the injured party.
No matter the type of accident or injuries you’ve sustained, various damages may be recoverable in your case. If you’ve been injured due to another driver’s negligence, a skilled uninsured motorist accident attorney in Roswell, GA, can assist you.
How Can an Attorney Help?
Lots of drivers forgo underinsured or uninsured coverage because it’s not mandatory. Regardless of whether you have this coverage or if you’re in an accident with an uninsured driver, it’s critical to seek assistance from a seasoned accident lawyer in Roswell.
The advantages of working with a car accident attorney in Roswell include:
- Assessing all potential coverages to pursue
- Assisting you in obtaining the full compensation you deserve
- Negotiating with insurance companies on your behalf
- Representing you in a personal injury lawsuit if needed
- Collecting and uncovering essential evidence for your case
- Ensuring you avoid mistakes when filing a claim
At our firm, we recognize the difficulties that car accidents bring to many injured individuals and the people close to those involved in devastating events.
Our Roswell Car Accident Attorneys Can Help
Many car accident victims suffer injuries and face significant financial burdens as they recover from various damages. No matter the cause of another person’s negligence, you have the right to pursue justice for the hardships you are experiencing.
Many drivers are overwhelmed by the personal injury claim process and the benefits of having an attorney handle a claim for a car accident caused by an underinsured or uninsured driver.
Our compassionate yet aggressive Roswell uninsured and underinsured motorist accident lawyers have years of experience providing legal support and passionate representation for injured individuals within the Roswell community.