After an accident, give your insurance company the basic facts about your accident, but don’t offer an elaborate explanation. Never say the accident was your fault. Don’t say you weren’t injured, and never give a recorded statement (written or verbal) without talking to a lawyer first. What should I avoid saying when I report the … Read More »
No fault insurance means that no matter who is to blame in an accident, your own insurance policy pays for your injuries and property damage. You can only file a lawsuit against another driver if the injuries or damage are greater than your insurance coverage. Georgia does NOT have no fault insurance. Instead, Georgia is … Read More »
When you report a car accident to an insurance company, it is assigned to a claims adjuster. The adjuster will investigate the accident and decide who is at fault. The adjuster may also look at your medical bills and the damage to your car. If you are not more than 50% at fault, the insurance … Read More »
After you make a claim with the insurance company, an adjuster will investigate the case. If you aren’t at fault, the insurance company will offer you money for your injuries and property damage. If you accept this money, this is known as a “settlement.” Some car accident claims are settled right away, while others don’t … Read More »
You can make an insurance claim for the “diminished value” of your car by contacting the insurance company for the driver who was at fault. If the accident was your fault, you could claim a diminished value with your own insurance company. A diminished value claim happens after your car has been repaired. It pays … Read More »
