After an accident, a car is “totaled” if repairs will cost more than the car is worth. If your car is totaled, the insurance company will pay you whatever your car was worth before the accident occurred. If you are making a claim on your own insurance policy, your payment will be reduced by the … Read More »
The driver who is found to be “at fault” is responsible for all the property damage and injuries from the accident. If you are at fault and you have insurance coverage, your insurance company will pay, up to the limits of your policy. In Georgia, it is possible for more than one person to … Read More »
Auto insurance follows the car, not the driver, so if you let a friend or relative drive your car and they get in an accident that’s their fault, your insurance policy is the primary policy. Your friend’s auto insurance will provide secondary coverage. Finding out that someone else was in an accident with your … Read More »
You aren’t required to report an accident to the DMV in Georgia, but you must report an accident to the police if there is a fatality, injury, or more than $500 in property damage. If you don’t report an accident to the police and to the insurance company, you risk losing insurance coverage for the … Read More »
