Even a minor car accident can leave you with serious, long-term pain. And many car accidents in Cumming result in hospitalization, scarring, permanent injuries or even death. These accidents leave families struggling to pay medical bills and replace the income from lost work time. Don’t face the aftermath of an accident alone. You may have a right to recover all of your costs, plus money to offset the impact of your injuries. You need to talk to a Cumming car accident lawyer.
Let our attorneys help you. We have spent decades working with accident victims and helping families rebuild their lives. We understand how to take on insurance companies and get you the money you need—and we charge nothing unless we win you money. Let us give you a FREE consultation. Call us at (404) 341-6555 or fill out the form to the right to get your free consultation today.
Who is at fault in a car accident in Cumming?
Georgia is considered a “fault state” for car accidents. That means that the driver who caused the accident is considered liable for all of the accident’s costs, and they or their insurance must pay. That means that both police and insurance companies put a lot of effort into determining fault.
There are a couple different ways a driver can be at fault:
- They broke a traffic law, and that’s what caused the accident
- They were intoxicated (on alcohol or drugs)
- They were driving while distracted—such as by texting, making a call, checking their makeup or eating food
- They were careless in some way, and this carelessness is what caused the accident
A driver can be at fault even if they weren’t doing anything illegal. Fault is often based on negligence—that is, on someone not driving carefully enough. That means that the other driver may be at fault even if they were not speeding, drunk, or looking at their phone. If they simply weren’t paying close attention, or made a bad judgment call, that counts as fault.
Fault can be difficult to determine. Insurers have to send out investigators to try to find out what happened—and they may not always get the answer right. Never let an insurance company blame you for an accident that wasn’t your fault. If you’re unsure of who is truly at fault, one of our car accident lawyers in Atlanta, Georgia can help you.
How much money can I win in a car accident claim?
There is no strict limit. Under Georgia law, you are allowed to recover ALL of your costs related to the accident—including ongoing or future costs.
These can include:
- Medical bills
- Long-term care or physical therapy
- The cost of loss wages or missed work time
- Repairing or replacing your vehicle
In addition, you can win substantially more money in consideration of serious losses. This money cannot undo what happened, but it is supposed to help you rebuild your life and remain financially stable. You could be awarded extra money for:
- Physical pain and suffering
- Mental anguish
- A permanent disability or scarring
- Being unable to return to work
- The loss of a loved one in the accident
Based on these types of losses, the amount you are owed could be doubled, tripled or more. In many cases, this can mean that car accident claims are worth more than $100,000 or even worth millions.
The insurance company is already offering me money. Why do I need a lawyer?
You need to be careful of any offer from the insurance company. Remember that insurers are out to make a profit. Almost by definition, if they have already offered you money it means they’re worried that your claim could be worth much more if you got a lawyer.
Often, insurance companies will use underhanded tactics to underpay you:
- They offer you enough for your current medical bills, without consideration of future costs.
- They offer you money before you find out if the initial treatment worked or if you will need additional treatment in the future.
- They give you a deadline by which you have to accept the money. Don’t fall for this!
- They leave out money for missed work time, leaving you with substantial debt.
In some cases the insurer will use much worse tactics. They may delay and delay your claim until you are desperate for money, and then offer you a pittance. Or they might even try to blame you for your own injuries or accuse you of exaggerating them.
Will I have to go to court for my car accident claim?
Not in most cases. Sometimes the insurance company will be stubborn and refuse to negotiate, and we will advise you as to whether we believe it’s worth taking them to court. But most car accident claims in Cumming are resolved without a trial. In many cases our legal team can launch a successful investigation, put together the evidence we need, and win at the bargaining table without ever filing a lawsuit.
How much does a car accident lawyer cost in Cumming?
We don’t charge our clients anything out of pocket. Instead, we offer a simple system:
- Your consultation is FREE
- We don’t bill you at all while we’re working for you
- If we don’t win you money, you owe us NOTHING
If we win you a financial recovery, we take a small percentage as our fee and you keep the rest. This lets you get professional legal help with no risk.
Talk to a Cumming Car Accident Lawyer for Free
Car accidents can be serious enough without spending the rest of your life paying the bill. Let our attorneys put our experience and knowledge to work for you—and help you win the most money possible. We’ll give you a FREE consultation to get you started. Call us at (404) 341-6555 or fill out the form to the right to get your free consultation today.