A car accident can leave you with more than medical bills. You may be out of work and unsure when you can start earning a living again. You may have chronic pain or a disability. You may even worry that your life will never again be the same. But you don’t have to bear the financial burden of an accident that was someone else’s fault. You need to talk to an East Point car accident lawyer.
Our attorneys are on your side. We have many years of experience getting accident victims the money they need. And we won’t charge you unless we win money for you. Call us at (404) 341-6555 or fill out the form to the right to get your free consultation today.
How does fault work in a car accident in East Point?
The driver who is “at fault” is the one who caused the accident. Unlike some states, Georgia is a “fault state” when it comes to car accident claims. The insurance company for the driver who is “at fault” is the one that must pay for all the injuries and damage that happen in the accident.
Most car accidents are caused by a driver’s negligence. This is a legal term that simply means the driver wasn’t as careful as he or she should have been. The law doesn’t care whether the negligent driver meant to cause a wreck—all that’s needed is carelessness. Negligent driving behavior might include such things as speeding or breaking other traffic laws, tailgating, driving drunk, and texting while driving.
Will my car accident be covered by insurance?
It depends. In most cases, your accident will be fully covered by the insurance of the at-fault driver. This insurance must cover both vehicle damage and injuries, up to at least a certain amount. This means that in most car accident cases, there will be insurance money to pay for your medical bills, lost time from work, and other losses.
There are two circumstances where this may not be true, however:
- If the insurance isn’t enough. Insurance policies have maximums, and if the costs of your accident go over this amount, your lawyer will help you seek the remaining money from the driver directly.
- If the driver isn’t insured. If the at-fault driver doesn’t carry insurance, your lawyer will investigate other possibilities. It may be possible to recover the money from a different insurance policy (in some cases even your own). Or, you may be able to recover it long-term from the driver themselves.
Even though insurance should pay for most accident victims’ injuries, the insurance companies will do whatever they can to avoid paying out claims. This is why it is so important to talk to a good car accident lawyer if you have been injured in an accident.
Will the insurance claim cover my injuries?
Potentially, any injury that you receive in a car accident is covered by your accident claim. The main requirement is that the injury was caused by the accident. In other words, every kind of injury from minor bruising and pain to a severe, life-changing event is covered. Whiplash, perhaps the most common car accident injury, is definitely covered.
Many car accident victims “walk away without a scratch,” only to develop soreness, pain or dizziness several hours or days later. These symptoms could be signs of a severe injury, and you should always take them seriously and see a doctor. Many car accident injuries get worse if you don’t treat them. Seeing a doctor right away improves your chances of recovery, and it also strengthens your car accident claim.
How can a lawyer help if I already have an offer from the insurance company?
A lawyer can advocate for you and make sure the insurance company doesn’t take advantage of you. We know you are anxious to get money for your accident, but you should know that the insurance company doesn’t care whether you have enough to pay all your costs. Insurance companies want to make a profit, and they do this by paying out as little as possible in claims. The offer they made is almost certainly far less than your claim is really worth. Yet if you take it, you will not be able to get more money if you need it.
Car accident lawyers near Atlanta Georgia are well aware of the way insurance companies operate. Your lawyer’s goal is to protect your rights and get you the full amount of money you’re legally entitled to, and not a penny less. A lawyer does this by building a strong case showing your injuries, their estimated cost, and that you were not to blame in the accident. This evidence often convinces the insurance company to pay thousands of dollars more than it otherwise would have.
Will I still be left with costs after my claim is paid?
No, you shouldn’t be. Car accident victims in Georgia are entitled to recover 100% of their costs and damages. This means that if the accident was not your fault, you can get money to pay for:
- ALL of your medical costs
- ALL of your car repair costs
- ALL long-term costs such as missed work, physical therapy or medication
If you are are facing serious or life-altering injuries, you may recover even more. You may be awarded money for severe pain, a disability, or other severe losses. Family members may also be able to recover money for the loss of a loved one’s life. We believe that money can never reverse the effects of a tragic accident. However, it can relieve your stress by allowing you to provide for your family and not worry about the cost of your care.
Talk to an East Point Car Accident Lawyer for Free
Our lawyers know what it takes to get you the money you need, and we won’t charge you anything unless we win money for you. Let us put our decades of experience to work for you by offering you a FREE consultation—with no obligation. Call us at (404) 341-6555 or fill out the form to the right to get your free consultation today.